|
Product Features
|
search4india.com/Epayments
|
Other Competitor
|
|
Credit Cards Accepted
|
MASTER CARD/ VISA
|
MASTER CARD/ VISA
|
|
PRICING
|
|
Start up cost
|
Azaadi 1
|
Azaadi 2
|
Azaadi 3
|
Azaadi 4
|
|
a) Setup integration fees (One Time only with Money
back guarantee for 1 month)
|
Rs. 54999/-
|
Rs. 26999/-
|
Rs. 16999/-
|
Rs. 6999/-
|
Rs.70,000/-
|
|
b) Security Deposit
|
Rs.1,00,000/- Security Deposit Required
Min Monthly Transaction Volume Required
Pay Within 48-72 hrs
|
Nil
|
Nil
|
Nil
|
Rs.5,00,000
|
|
c) Due Diligence
|
Nil
|
Nil
|
Nil
|
Nil
|
Rs.25,000/-
|
| d) Thawte 128 bit SSL Certificate
Cost (Annual) |
Nil (notrequired)
|
Nil (notrequired)
|
Nil (notrequired)
|
Nil
(notrequired)
|
Rs.48,000/-
|
|
Penalties
|
NIL
|
NIL
|
NIL
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Nil
|
Rs. 3000/- per month if the volumes are less than
defined limit
|
|
Recurring Cost
|
a) Per Transaction
Discount Rate (Credit Card) |
*3.50%
|
*4.25%
|
*5.25%
|
*7.00%
|
7%(for the most preferred plan)
|
| b) Rentals per quarter |
Rs. 250/-
|
Rs. 250/-
|
Rs. 250/-
|
Rs.250/-
|
Nil
|
| c) Annual Renewal Cost |
Rs. 18,999/-
|
Rs.9,999/-
|
Rs.4,500/-
|
Rs.1,800/-
|
Rs.15,000
|
| d) Manpower cost(monthly) |
Nil
(Do it yourself ease)
|
Nil
(Do it yourself ease)
|
Nil
(Do it yourself ease)
|
Nil
(Do it yourself
ease)
|
25,000(trained resource required for doing file
uploads, captures, refunds, etc on bank servers)
|
|
Integration Process
|
| a) Ease of Integration |
Very Simple
|
Difficult
|
Complex
|
| b) Time to integrate |
Less than an Hour
|
15 days to 1 month
|
15 days to 1 month
|
|
Transaction Security
|
a) Credit Card
Verification Method ( i .e . C V V 2 forVISA ,C V C
2 for MASTER CARD
( What is this?) |
Yes
|
No
|
Yes
|
| b) IP Address Tracking and cardholder
reverse look-up |
Yes
|
No
|
No
|
| c) Manual Verification Support
|
Yes
|
No
|
No
|
| d) Verified By Visa- and MasterCard
SecureCode security |
Yes
|
|
No
|
|
Additional Features and Support
|
| a) Live Merchant Support |
Yes
|
No
|
No
|
|
Technical Support
|
Both Online & Offline Support
|
No Offline Tech Support
|
No Offline Tech Support
|
|
Response of queries
|
Less than 8 working hours
|
24 - 48 hours
|
24 - 48 hours
|
| f) Online Transaction Accounting
Module |
Comprehensive
|
Limited
|
Limited
|
| g) Instant Email Order Alerts
|
Yes
|
Yes
|
Yes
|
| h) 'Virtual Terminal' |
Yes
|
No
|
No
|
|
SSL Certificate requirement at Merchant website
|
No
|
Yes
|
No
|
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Pre-qualification
|
Nominal Documentary proofs
|
Lot of documentation
Many legal hassels
|
Lot of documentation
Many legal hassels
|
|
Bank Account Requirement
|
Payment can be released to any Bank Account
|
Bank Account in specific Bank is Required
|
Bank Account in specific Bank is Required
|
